Personal Finance Solutions

Personal Vehicle Loan Options

Flexible finance designed with your needs in mind. When you’re looking to purchase a new or used car that will be driven predominantly for personal, domestic or household use, a Toyota Finance Personal Vehicle Loan can help you get into your new car sooner than you think.

At {field 1} we can discuss personal finance options for you which include:

Toyota Access Personal Car Loan
Personal Fixed Rate Car Loan
Novated Lease

If you have any questions at all, please speak with our team or submit a finance enquiry online.

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Finance Products

There’s a Toyota for every kind of journey. There’s also a Toyota Finance product for every life journey. We’ve designed all of our loans and leases to be flexible, so that you can shape them to your unique needs.

Toyota Access Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

Key Benefits:

Guaranteed Future Value (GFV)*
A car loan to suit you
More choice when your loan ends
Certainty
Lifetime of Advantages

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Personal Fixed Rate Car Loan

With a Personal Fixed Rate Car Loan from Toyota Finance, you can enjoy certainty when it comes to your loan, and the confidence of knowing exactly how much you will need to repay every month. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Key Benefits:

Choice
Security and confidence
Freedom
Flexibility
Lifetime of Advantages

Novated Lease

A Novated Lease provides a convenient and flexible way to make your vehicle payments directly out of your monthly salary. With this kind of loan there is :

A three-way arrangement between you, Toyota Finance and your employer
Lease payments are taken over by your employer and are made from your pre-tax salary

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.

Toyota Car Insurance

Designed for your Toyota by the people who know it best

Get the only car insurance cover built specifically for Toyota vehicles. Whatever happens to your Toyota, you know you’ll receive Toyota Genuine Parts for authorised repairs within the manufacturer’s new vehicle warranty period and a lifetime repairs guarantee when an authorised Toyota repairer works on your car with Toyota Comprehensive Car Insurance^[F7]. Plus, receive a new replacement if your Toyota is less than three years old and damaged beyond repair.

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Toyota Insurance

Genuine Peace of Mind

Toyota Genuine Parts used for authorised repairs on your Toyota within the manufacturer’s new vehicle warranty period at the time of the accident
Lifetime Repair Guarantee on all authorised repairs when an authorised Toyota repairer works on your Vehicle
New for old replacement after a total loss, on Toyota’s less than three years old.

To find out more, download the Comprehensive Motor Vehicle Insurance Product Disclosure Statement (PDS) here and the Premium, Excess and Claims Guide here.

To find out the Target Market Determination, dowload here.

By clicking on the ‘Get a Quote’ button, you will be redirected to the online quoting tool for Toyota Insurance comprehensive car insurance, underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540. We receive a $50 fee for any insurance policy purchased online where we are identified as the dealer for your vehicle. This fee does not increase the cost of your insurance.

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Speak with a specialist

Whatever you need, our team of finance and insurance specialists are on-hand and ready to help.

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Finance Enquiry

Disclaimer

Approved applicants only. Terms and conditions apply. This information is provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536, is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.